PRE-PERMITTED. Partial Stone front, side windows in dinette, stainless appliances with double oven, and Study. High Ceilings If you're looking to live in one of the hottest destinations for affordable home ownership, welcome to Southern Crossing in sunny Davenport, FL. Southern Crossing's small town charm and location puts you in the center of everything you love about living in Central Florida. With brand new single-family homes in this peaceful, suburb community starting from the low $200s—it's easy to have the best of both worlds here! Just hop on I-4 for a short drive to Disney. Or, take US 27 to visit Bok Tower with the family and nearby nature trails.  Living surrounded by tranquil beauty and spectacular views is everyday life in Southern Crossing. Our modern, energy efficient floorplans are just a few of the reasons why you should call us home. Reason No. #1—Southern Crossing helps put homeownership within reach! We are a NO CDD fee community that offers low HOA fees and 100% USDA financing, so you don't have to worry about any hidden costs or too many out-of-the-pocket expenses. Each of our homesites will give you the opportunity to select a brand new home and make it your own by choosing from our beautifully designed interior palettes and exterior colors. The Panama is a perfect example of single story living at 2140 sf, 3 bedroom, 2-bath Master split, plus flex room, with a spacious great room and a covered lanai. Walk into this great open floorplan house that features multiple added features throughout. Step through the foyer to find a bedroom and a convenient full bath to your left, a flex room beyond that, and entry into the 2-car garage, laundry room and 3rd bedroom to the right. Continue into the large great room, dining room, kitchen, and dinette combo. Your kitchen boasts 42" cabinets with a convenient island that also doubles as a breakfast bar, and the homes includes oven, range, dishwasher, and disposal. To the right is your personal retreat. Your Owner's Suite includes an open bath with dual sinks and shower, separate water closet, and a large walk-in closet. A covered lanai off the dinette area extends your relaxation outdoors - enjoy a cool breeze, sip coffee, or invite friends over to cook out. Add an optional full front porch to relax and engage with neighbors, or change the flex room into a Study or 4th bedroom. You can also add a second floor bonus room with half bath - making a cool playroom, office, craft room or just another living space for the whole family. The Panama is an extremely popular floor plan and has so much to offer anyone. Come see the Panama and find your home today. All Ryan Homes now include WIFI-enabled garage opener and NEST smart thermostat. **Closing cost assistance is available with use of Builder's affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.